Networks paid a fair interchange to drive widespread deployment of ATM’s.
The market responded and off premise ATM growth sky rocketed!
ISO’s, Vendors and Processors flourished!

Networks have cut the ISO’s interchange and raised fees substantially.
Growth has leveled off or declined. ISO’s are being squeezed out.
ISO’s, their Vendors and Merchants are threatened.

Consumers are harmed by having less access to cash and/or paying higher network fees. For this reason, NAAIO has the formed a legal and public policy of “high ground”. With sufficient resources and targeted efforts, NAAIO can make a difference.

NAAIO has established a legal fund to help ISO’s, Vendors and Processors to:

• End anticompetitive pricing and rules by the networks.
• Restrict or eliminate the networks efforts to get banks to issue “single bug” cards.
• Make convenience fees and bank fees more competitive.

With your help NAAIO will work to maintain customer’s ability to access cash from hundreds of thousands of ATMs with reasonable fees. NAIO will help maintain the health of the ATM industry, and the vendors.

• Financial support
• Coordinated lobbying
• Information and data to support lobbying and legal efforts
• Public relations support
• Volunteer time!

NAAIO has established a budget for the necessary efforts. NAAIO has assembled a well known legal team to guide its way. NAAIO is the ONLY trade association who’s loyalties are not split.

WITH YOUR HELP, NAAIO WILL MAKE A DIFFERENCE!
Please join and make a worthwhile contribution to a very serious matter in your business world.